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There are other companies that have been doing this for decades like Medishare and Samaritan Ministries. We started using one like this about 20 years ago when my uncle had to have a heart transplant which was covered 100% accompanied by thousands of cards and prayers. When my wife had cancer our plan through Samaritan covered everything. We were able to use money we saved to supplement her treatment with alternative therapies and 8 yrs later my wife is still alive. It is a great concept and knowing others are praying for you is amazing.

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Personally, I perceive the entire allopathic medical system to be a scam. Why would the health industry only be concerned with treating the symptoms of disease rather than curing people? Profits. Healthy people are not profitable.

Rockefeller used biology to manipulate natural remedies so they could be patented. Then downplayed the benefits of natural remedies to push his man made pharmaceuticals for profits. As they say "A pill for every ill".

Virology is a scam and nothing more than pseudo-science for profits as not one health organization on the planet can prove the existence of a virus. EVER.

Its all a scam.

Good health is about good nutrition, exercise, avoidance of man-made and natural toxins, drinking clean uncontaminated water and living a stress free life.

The fake Covid pandemic and their fake vaccines that are killing and maiming people by the millions and these numbers are rising exponentially should be a clue as to the intentions of these criminals pushing these agendas and corrupt organizations such as the CDC, FDA, NIH etc. All corrupt and manipulated by big pharma.

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Prices for medical services are set by state governments based on recommendations by a committee of people in te industry. These are Medicare prices. All commercial insurance companies base their prices on those Medicare prices, often as percentages of those prices. It is no secret. CMS posts those prices on their website. When I was studying economics in college, we called this fascism.

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We have been members of CrowdHealth for a year now, and it has been amazing. It took a bit to convince our doctor (who, for full transparency, is through MDVIP a concierge medicine program) to understand how it works. But that extra time has been well worth it. We are saving money and getting better care than what we were from Big Healthcare, who really doesn't give a shit whether you get well or not.

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Often patients with insurance are charged less to begin with.

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